Screening service
AML Transaction Monitoring for UAE Businesses
Transaction monitoring examines payment activity and patterns of behaviour. It is different from screening names against risk data. ComplianceSuite provides this capability — discuss your requirements with Infocredit Group to scope the configuration for your business.
Supports your UAE AML/CFT obligations
Screening records and audit trails help firms supervised by these UAE authorities evidence their checks. Your compliance team remains responsible for meeting your regulator's requirements.
CBUAE
Central Bank of the UAE
goAML
UAE FIU suspicious activity reporting
MoE
Ministry of Economy — DNFBP supervision
DFSA
Dubai Financial Services Authority
ADGM
Abu Dhabi Global Market
VARA
Virtual Assets Regulatory Authority
Who it's for
- AML investigators
- Banks
- Exchange houses
- Payment providers
- Compliance managers
How it works
- 1
Define activity
Identify the payment channels and customer behaviour the programme needs to assess.
- 2
Prepare data
Agree transaction fields, customer context and source-data quality checks.
- 3
Scope scenarios
Define scenarios and thresholds appropriate to your business and customer risk.
- 4
Investigate alerts
Review flagged activity in context and document evidence and outcomes.
- 5
Tune controls
Test scenario performance and revisit the configuration as risks and activity change.
Key features
ComplianceSuite delivery
Transaction monitoring is available through ComplianceSuite, separate from LexisNexis name screening.
Activity context
Assess payments alongside customer risk and expected behaviour.
Scenario scoping
Define activity patterns that warrant review for your business.
Threshold review
Agree and test thresholds rather than relying on a generic rule set.
Alert investigation
Plan ownership, evidence requirements and escalation for activity alerts.
Ongoing tuning
Review outcomes and source-data quality as part of maintaining the control.
Activity monitoring versus customer rescreening
| Transaction monitoring | Ongoing screening | |
|---|---|---|
| Examines | How money moves | Exposure to updated risk data |
| Needs | Transaction history and customer context | Identifiers and relevant risk profiles |
| Review trigger | Activity meets a monitoring scenario | New or changed potential profile match |
Monitor activity, not just customer names
A transaction monitoring programme assesses activity in context: customer risk, expected behaviour, payment channels and counterparties. Scenarios and thresholds need to reflect the business rather than copy a generic rule set.
- Define the activity and data your programme needs to assess
- Identify scenarios that warrant compliance review
- Agree how alerts will be investigated and outcomes documented
Keep screening and monitoring distinct
Ongoing screening checks existing customers against updated sanctions, PEP and adverse media data. Transaction monitoring checks what customers do. A new watchlist match and unusual payment activity require different review processes, even when they concern the same customer.
Implementation through ComplianceSuite
Transaction monitoring is delivered through ComplianceSuite. The implementation discussion should cover source data, scenarios, alert review, testing and ongoing tuning, so the configuration reflects your business rather than a generic rule set. It remains a capability separate from LexisNexis name screening.
Frequently asked questions
Does a transaction monitoring alert prove suspicious activity?
No. An alert prompts investigation; reviewers must assess context and evidence before deciding on escalation and any applicable reporting steps.
Can we use the same scenarios for every customer group?
Assess whether differences in customer risk, expected behaviour and channels require different scenarios or thresholds, then validate the chosen approach.
Why does source-data quality matter for monitoring?
Missing, late or inconsistent transaction and customer data can distort scenario results; define validation and reconciliation checks during implementation.
See it working on your own customer data
A short demo with our UAE team — no obligation.